Contact Us

Trusted Advisor

Business Owners

Fully Tax-Deduct Dentistry

This is not insurance! Enroll in a Private Health Services Plan (PHSP) and tax-deduct 100% of your dental costs as a business expense.

Private Health Services Plan (PHSP)

A PHSP is a Canada Revenue Agency (CRA) approved plan which allows healthcare, dental, and vision expenses for active business owners and employees to become a tax-deductible business expense and a non-taxable benefit to employees. This list of eligible benefits is exhaustive.

Qualified dental expenses under a PHSP include:

  • Anesthetist
  • Basic Dental
  • Bone Grafting
  • Catscan
  • Crowns
  • Dental Implants
  • Dental X-Rays
  • Dentures
  • Diagnostic Fees
  • Endodontist
  • Oral Surgery
  • Orthodontist
  • Periodontist

This is only a partial list. All allowable expenses must qualify as outlined in the Income Tax Act.


Trusted Advisor™ is affiliated with The John Robinson Group Inc., who independently advises business owners and family businesses on a variety of critical company and financially related personal matters utilizing collaborative consulting.

To learn more, please call 604.874.4429, Toll-free 1.888.880.2266 or email us.

Who qualifies?

Anyone who owns a business of any size, employees, and dependents. No health questions or age limits. This is not insurance.

What's covered?

100% of virtually all healthcare, dental, and vision expenses. View our complete list of what's covered.

What's the cost?

One-time set-up fee plus applicable taxes. The additional cost is a 10% administration fee plus applicable taxes, depending on which province you live in.

Who uses a Private Health Services Plan?

Business owners who:

  • do not qualify for group insurance or find it too expensive
  • find group insurance coverage too restrictive; i.e., orthodontics, implants, vision, fertility
  • large groups who have been struggling with significant cost increases each year
  • have sick child or spouse
  • want the front of the line treatment, out-of-country surgery
  • want to write-off child support relating to healthcare, dental and vision expenses

Get Started with a PHSP

Enroll Now