I mention Private Health Services Plans to all my patients who own their own business and do not have the benefit of extended medical coverage. We have used our PHSP extensively in the past year as both of our daughters required services that we would have otherwise had to pay for out of pocket. Without the PHSP, we would have had to draw a higher salary from the business to cover the costs. With the plan, we can put the expenses on a credit card and receive the money in our account before our bill would even come due. And it’s a non-taxable benefit to me and a 100% tax-deduction for our company, so everyone wins!!! June makes everything really easy to set up, so getting involved doesn’t take a lot of time and energy.