I have found the Private Health Services Plan to be very beneficial for me and my growing family as we transitioned from corporate life to our small business. It has allowed me to maintain our level of care without affecting our net income. I found that all my questions were answered completely and in a timely fashion prior to and following enrollment. I continue to get excellent service and have been more than satisfied in establishing the trust. All processes are simple. Accounting is clear. I would recommend a PHSP to any of my closest friends and family.